When you know you are going to be looking at homes for sale soon, there are some things you want to make sure you avoid doing. Otherwise, you can end up making it much more difficult for you to get approved for a loan or make the process harder on yourself in general. Here is some advice you should consider taking seriously when you want to buy:

Don't open a new line of credit

You want your credit score to be as high as possible when you go in to get a home loan and opening a new line of credit can really bring your score down by quite a bit instantly. You can go from being in a good position for getting a loan to having a hard time, simply because you opened a new credit line at the wrong time. A few examples of credit lines include getting a new credit card, opening a line of credit with a department store or getting a car that you will be making payments on.

Don't spend a lot of money

As soon as you know you are going to want to buy a home in the near future, you want to start working on saving as much money as you can. This means watching what you spend, and this can be hard for some who may want to start buying things for their new home prematurely, simply because they are so excited at the thought of owning their own home.

Don't switch your job

If you have also been thinking about making a career change, then you definitely want to put that career change off until after you have purchased a house. You will need to have at least two years of steady employment in order for you to get just about all types of home loans. You should hold on to your current job at least until you have closed on escrow and then you can make the switch should you still decide to.

Don't discount the importance of a real estate agent

Working with a real estate agent is going to be your best bet at finding the perfect house, communicating effectively with the selling agents, getting through the paperwork without too much stress and making it through the entire process without making mistakes that can leave you in a horrible situation and dealing with a variety of problems.

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